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Gibraltar Property Guide
Gibraltar offers a diverse range of properties, from luxury apartments to the classical old town houses.Foreign investors are allowed to buy property in Gibraltar, without any restrictions.
In Gibraltar, the property owner ship system has the same structure as in the UK.
The government of Gibraltar owns the land in all modern developments.
The GOG grants a lease to the developer and thereafter the developer grants it to the purchaser.
The new developments in Gibraltar are based on leasehold.
Concerning older properties it is always advisable to appoint a surveyor.
The good news is that in Gibraltar there are no capital gains taxes to be paid when the property sale is made by an individual, and there is also a Tax relief for the 'First Time Buyer'
Before buying, it is highly advisable to hire an experienced lawyer, in charge of all the preliminary enquiries concerning the property.
The first step is to find the property, agree on the price and sign a pre contract.
However this is not a guarantee that the sale won't fall trough. The agreement does not legally bind the seller nor the buyer to go trough with the deal.
A deposit of 2% of the purchase price has to be paid and held by the lawyer or estate agent ,but be aware that the deposit has to be on Subject to Contract" basis only.
In the case of new developments the deposit, which is usually 5% is paid directly to the developer.
Consult your lawyer before doing the above.
Depending on the nature of the property it may take up to 6 weeks to complete the transaction.
There are legal fees to be paid, and depending on your lawyer, usually they range from a minimum of £350 to 1% of the purchase price
Stamp Duty will be 1.26 from the property purchase price.
